Debt – Art Lini http://artlini.net/ Thu, 03 Jun 2021 12:18:17 +0000 en-US hourly 1 https://wordpress.org/?v=5.7.2 https://artlini.net/wp-content/uploads/2021/04/cropped-icon-32x32.png Debt – Art Lini http://artlini.net/ 32 32 Murder conviction upheld, but case referred to trial court to correct dual criminality issue https://artlini.net/murder-conviction-upheld-but-case-referred-to-trial-court-to-correct-dual-criminality-issue/ Wed, 07 Apr 2021 23:16:33 +0000 https://artlini.net/murder-conviction-upheld-but-case-referred-to-trial-court-to-correct-dual-criminality-issue/

ANN ARBOR, MI – A man convicted of murder and second degree murder for the same murder will return to trial court to correct a flagrant violation of the double criminality rule.

The Michigan Court of Appeals issued an opinion Thursday, Jan.21, upholding the conviction of Darrick Duffin who was convicted on May 24, 2019, on one count for every first degree felony, firearm felony and felony in possession of a firearm.

He was also convicted of one count of second degree murder which was incorrectly merged with the murder charge, which led to the case being referred to correct the matter by simply quashing the lesser charge. .

“The trial court appears to have correctly recognized that a conviction for first degree murder and a conviction for second degree murder for the death of a single victim violated the double sentence, as shown by its ‘merging’ of two convictions for murder of the accused, ”the court wrote. “However, the trial court erred because the correct remedy is to overturn the lesser murder conviction.”

Duffin was convicted of the murder of 32-year-old Nina Battle following a bench trial before Washtenaw County Trial Judge Carol Kuhnke.

Man convicted of murder for killing woman, taking money to casino

Battle was found dead from gunshot wounds shortly after 4 p.m. on March 4, 2017, at his apartment in the Fairway Trails apartment complex, 214 S. Hewitt Road, Ypsilanti Township, after a neighbor told police said she heard gunshots and found a bullet hole in her own apartment, according to records.

Prosecutors were successful in arguing that Duffin, 50, of Ypsilanti Township, killed Battle and scoured his apartment for money before calling his cousin to look for him at the scene and take him to a Detroit casino.

A trail of blood, along with two 9mm handgun cartridges led investigators to determine that she had been shot twice on her couch.

Police theorized that Battle stood up after being shot, walked through her kitchen to the apartment’s front door, then returned to the kitchen, where she was found dead on the floor.

Upon his conviction on July 9, 2019, Duffin maintained his innocence and vowed to devote his resources in prison to the search for the “real” killer, he said.

Convicted murderer vows to help find ‘real’ killer as he is sent to jail

He was sentenced to serve a mandatory life sentence without the possibility of parole

More from The Ann Arbor News:

Ann Arbor officials’ inability to work together delays Central Park group appointments

Elks Lodge in Ann Arbor raises money after fire damaged historic building

University of Michigan professor joins Biden administration at Department of Transportation


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The U.S. Federal Government and the Hydrogen Economy 2021 – Energy and Natural Resources https://artlini.net/the-u-s-federal-government-and-the-hydrogen-economy-2021-energy-and-natural-resources/ Wed, 07 Apr 2021 23:16:13 +0000 https://artlini.net/the-u-s-federal-government-and-the-hydrogen-economy-2021-energy-and-natural-resources/

As discussed in Holland & Knight’s Making a Hydrogen Economy blog series, hydrogen has a huge opportunity to play a key role in global decarbonization efforts in dozens of industries and applications. However, to realize the full potential of hydrogen and ensure that green hydrogen is able to play a critical role in decarbonization, government partnerships, collaboration and an attractive regulatory landscape will be essential. This blog provides a high-level overview of the U.S. Federal Government programs available to support the development and deployment of hydrogen applications. Holland & Knight’s Energy team have extensive experience with these and other similar programs and stand ready to help interested parties navigate the process to benefit.

US Department of Energy (DOE)

Hydrogen and Fuel Cell Technologies Office

The Office of Hydrogen and Fuel Cell Technologies (HFTO) is DOE’s premier applied research and development (R&D) program. The office most traditionally provides funding in the form of competitive grants to conduct R&D activities in hydrogen production, delivery, infrastructure, storage, fuel cells and multiple end uses in transportation applications, industrial and stationary electrics. Under the leadership of Sunita Satyapal, Director of HFTO, the program also provides support for technology validation, manufacturing, analysis, systems development and integration, security, codes and standards, education and workforce development. The consolidated appropriation act for fiscal 2021 provided HFTO with $ 150 million.

The biggest area of ​​interest for HFTO today is the H2 @ Scale initiative which focuses on bringing stakeholders together to advance the production, transport, storage and use of hydrogen at affordable prices. in order to increase income opportunities in several energy sectors.1 Thanks to H2 @ Scale, the DOE finances projects and national activities co-financed between laboratories and industry to accelerate research, development and demonstration of technologies applicable to hydrogen. A consortium of stakeholders met via H2 @ Scale to support and facilitate industry progress through seven R&D pillars:

  • Network simulation and test R&D
  • Development and use of R&D co-products
  • Techno-economic modeling and analysis
  • R&D on the compatibility of hydrogen materials
  • R&D security (cross-functional)
  • Performance verification to guide R&D
  • Materials and components manufacturing R&D

As the initiative matures, new priorities such as H2 @ Aviation are starting to emerge, which build on existing efforts that focus more specifically, such as medium and heavy vehicles. While some of these initiatives are in their infancy and many may view HFTO’s funding as minimal compared to the capital requirements to achieve a green hydrogen economy, it is important to note the role these programs have played. in the deployment and implementation of hydrogen to date. As a result, it is inevitable that the DOE HFTO will continue to be at the center of the US government’s efforts and the deployment of hydrogen.

Loan Programs Office

DOE loan programs represent the best and often the only way for innovative technologies and emerging and existing US manufacturers to cross the development barrier to deploy new and improved technologies in the United States and, ultimately, to export.

The Office of Loan Programs (LPO) currently administers two programs that can play a catalytic role in reviving the hydrogen economy. Currently, LPO is the only program within DOE that can provide funding for the commercial scale deployment of clean energy technologies. Specifically, there remains $ 4.5 billion of Innovative Loan Guarantee Authority for Innovative Clean Energy (Title XVII) under Title XVII to support the production and infrastructure of green and blue hydrogen through the open solicitation of renewable and energy efficient projects, and more than $ 10 billion for advanced technology vehicles Manufacturing Loan Program (ATVM) to support the manufacture of battery-powered vehicles and electrical components combustible.

The CLEAN Futures Act, which was recently reintroduced by the chairman of the home’s energy and commerce committee, Frank Pallone (DN.J.), deals with a long-sought extension of ATVM eligibility for include manufacturers of certain medium and heavy vehicles and component suppliers. By expanding ATVV eligibility, this would open up the program to manufacturers of medium and large capacity fuel cell electric vehicles. Additionally, it would reduce the burden on manufacturers in the supply chain for these newly eligible vehicles to demonstrate that they are also eligible for ATVM funding.

In addition, the CLEAN Futures Act builds on recent Title XVII reforms that were included in the 2020 Energy Act. The legislation also sets the crucial eligibility criteria for DOE loan programs – “reasonable prospect of repayment,“which many argue is the critical barrier preventing widespread use of the programs as clean energy markets have evolved and matured, and today new funding structures, contractual conditions and regulatory regimes are available but are not taken into consideration in a comprehensive and comprehensive manner. By defining
“reasonable prospect of repayment”, the DOE will have more precise guidance to assess the financial viability of projects, which will help support new markets such as hydrogen.

Advanced Research Projects Agency – Energy (ARPA-E)

ARPA-E is DOE’s $ 430 million “high potential, high impact” R&D program that focuses on energy technologies too early for private sector investment. The agency’s approach, which differs from the rest of the department’s R&D portfolio, has resulted in the advancement of many game-changing technologies. A key element of ARPA-E’s mission, which is specifically requested in its statutory Congress mandate, is to prepare the technologies for eventual transfer from the laboratory to the market, and the specialized Tech-to-Market teams within the agency work with award winners to develop and implement marketing strategies.

In early March 2021, ARPA-E closed a request for information (RFI) which focused exclusively on the development of stationary hydrogen storage technology. In particular, the RFI sought to collect information from industry, universities and national laboratories on safe, inexpensive, flexible, transportable and widely deployable hydrogen storage technology for seasonal energy storage of very long lasting. Turnkey systems ready for integration with hydrogen fuel cell power generation, cogeneration (CHP), micro-grid and other distributed power generation systems were of most interest to ARPA- E in this specific RFI. It is common to see new announcements of funding opportunities as a result of inquiries. Therefore, it is likely that a new opportunity will emerge this year from ARPA-E with the aim of developing stationary hydrogen technologies and validating their reliability under varying conditions, manufacturability and a favorable economy at large. ladder.

Conclusion

Today, many programs and initiatives are already present across the federal government to support the large-scale deployment of hydrogen. The programs described above are the established initiatives and federal government programs available to help businesses in fiscal 2021. Other short-term initiatives will likely be unveiled as part of the government’s decarbonization initiatives. Biden. However, broader, long-term initiatives similar to those proposed by other countries are not immediately expected until the Biden administration and the US federal government pursue their plans to achieve full decarbonization. and net zero emissions by 2050. These initiatives are detailed and unveiled, Holland & Knight’s Energy team will provide additional details and analysis. In the meantime, businesses and interested parties are encouraged to revisit the programs outlined above and begin to collaborate with the federal government offices mentioned above, as these offices will continue to play a central role in delivering the above. ‘a hydrogen economy.

Footnote

1 H2 @ Scale: Providing affordable, reliable, clean and safe energy in all sectors

The content of this article is intended to provide a general guide on the subject. Specialist advice should be sought on your particular situation.


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Largest coat drive ‘by far’ collects 1,500 items for Muskegon County pantries https://artlini.net/largest-coat-drive-by-far-collects-1500-items-for-muskegon-county-pantries/ Wed, 07 Apr 2021 23:16:01 +0000 https://artlini.net/largest-coat-drive-by-far-collects-1500-items-for-muskegon-county-pantries/

MUSKEGON, MI – The Lakeshore United Way raised its biggest prize for donated winter items this year after nearly canceling its annual coat drive.

Not knowing how to safely organize a donation event due to COVID-19, the United Way decided to suspend the ride – until the coats started pouring in.

It all started with Ethan Koman, a sophomore at North Muskegon High School, who ran his own “mini-coat drive,” United Way said. He was able to collect over 50 coats by traveling the community and collecting donations.

About a week later, someone else walked by with several bags of brand new coats. And the next day another person showed up with more donations.

“It was so wild,” said Dominque Bunker, director of community engagement at Centraide.

As it became clear that the community wanted to make its contribution, Centraide relaunched the collection of coats.

About 20 different companies and organizations set up donation boxes for new and used coats, hats, mittens, snow pants and boots.

A total of 1,500 items were collected – United Way’s largest coat collection “by far,” Bunker said.

“We thought it would be a bit small. But the community really wants it, so we’re going to do it, ”Bunker said. “And then we were overwhelmed.”

Part of the success is attributable to Howmet Aerospace getting involved for the first time and contributing about a third of the coats. But Bunker also believes the flood of donations is linked to the pandemic, which has at times left people helpless.

“Giving that very opportunity to collect the coats, it was like ‘I can do something for someone right now,’” she said.

After being washed by volunteers, winter items will be delivered to local pantries, including Mission for Area People, The Salvation Army, Lebanon Luther and the Holton Community Center.

Coats were also distributed to families in the United Way’s temporary housing program and to others in need.

Centraide plans to host its Annual Baby Drive in Spring. Starting April 7, they will be picking up bottles, bibs, clothing, books and more for local pantries and a community baby shower.

Learn more about MLive:

Drone footage gives a unique look at the spectacular ice formations of Lake Michigan

Majority of Michigan teachers surveyed are getting their COVID-19 vaccine

Hackley Community Care Notifies Affected Patients of Data Breach


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Officials push for $ 15million fine at Edenville dam, citing ‘blatant’ disregard for security https://artlini.net/officials-push-for-15million-fine-at-edenville-dam-citing-blatant-disregard-for-security/ Wed, 07 Apr 2021 23:15:53 +0000 https://artlini.net/officials-push-for-15million-fine-at-edenville-dam-citing-blatant-disregard-for-security/

WASHINGTON, DC – Federal Energy Regulatory Commission (FERC) investigative and law enforcement officials urge agency to act on proposed $ 15 million fine against former dam owner from mid-Michigan that collapsed last spring and triggered catastrophic flooding.

In a February 3 filing, five senior FERC officials, including Larry Parkinson, director of the Office of Law Enforcement, argues that former dam owner Lee Mueller and his company, Boyce Hydro, deserve the huge fine and that complications caused by a bankruptcy case can be easily bypassed.

“There is no excuse for Boyce Hydro’s long disregard of its obligations to keep dams safe and the safety of its dam neighbors,” they wrote, adding that the arguments raised by Boyce’s lawyers against the January fine are “either unrelated to this procedure or completely without merit.”

Besides Parkinson’s, the case was signed by Deputy Director of Law Enforcement Janel Burdick, Deputy Director of Investigations Division Jeremey Medovoy and Investigations Division attorneys Todd Hettenbach and Colin Chazen.

The filing follows a Dec. 9, 2020 FERC order proposing a $ 15 million fine against Boyce, which would rival the civil fine issued after the 2005 Taum Sauk Reservoir collapse in Missouri – the most big sanction of this type that the FERC imposed for a safety failure of a hydroelectric dam.

The fine is based on Boyce’s inability to follow federal orders after the May 19, 2020 dam collapse at Edenville, which triggered flooding that passed the Sanford dam, almost wiped out the village of Sanford, Midland flooded town center and left a trail of destruction across several counties. About 10,000 people were forced to evacuate during the flooding, which caused more than $ 200 million in estimated damage.

According to the order, Boyce has not formed an independent forensic investigation team to investigate the failures or asses of the company’s Secord and Smallwood dams upstream of Edenville, as ordered by the commission. Boyce did not perform follow-up safety inspections at his dams, nor did he study the stability of the Sanford Lake shoreline after the reservoir drained.

The lack of work after the flooding was also a major point of contention between Boyce and state regulators, who issued a emergency order last fall to stabilize the remaining sections of the dam.

In January, Boyce’s lawyers and the bankruptcy trustee pushed back the proposed fine, arguing it would complicate payments to creditors and jeopardize a settlement fund for flood victims. A final confirmation decision by federal bankruptcy judge Daniel Opperman in Bay City has been pushed back. A hearing is scheduled for February 19.

The working group on the four lakes, which paid $ 1.5 million acquiring the Boyce Hydro dams by conviction, also opposed the fine on the grounds that Mueller is insolvent and said FERC should instead focus on transferring the dam oversight authority from Sanford, Secord and Smallwood at the Michigan Department of the Environment, Great Lakes and Energy. (EGLE).

The task force did not receive Boyce’s licenses to generate hydroelectric power, but Boyce’s lawyers argued their cession was implied when the company lost the dams. Regulators cannot impose a fine unless Boyce holds the licenses.

In a January 8 letter, Boyce’s attorney, Michael Swiger, argued that FERC should impose a “nominal” fine and “not maintain a fiction that project licenses exist in a vacuum or attempt to maintain its jurisdiction over Boyce Hydro for the sole purpose of imposing a civil fine. penalty. “

In the February 3 filing, FERC law enforcement and investigative staff dismissed the licensing issues as “superfluous excuses and arguments in an attempt to evade, or at least significantly limit, its responsibility for the many violations ”listed in the FERC order proposing the fine.

Staff members argue that FERC can simply avoid complicating payments and creditors’ settlements for flood victims in bankruptcy by asking that its sanction be given lower priority than other claims.

Staff argued for a penalty “commensurate with the seriousness” of Boyce’s violations and noted that Mueller continued to receive a bi-weekly $ 3,000 paycheck from Boyce throughout the case. bankruptcy while claiming the company lacked funds to pay an engineer to follow up. security work ordered by the FERC after the flood.

“Boyce Hydro should be penalized for his prolonged and blatant disregard of FERC staff dam safety orders during the time he held the licenses, regardless of whether the project licenses have since been terminated,” they wrote. .

Legal confusion over Boyce licenses was briefly mentioned at the State Dam Safety Working Group meeting on Wednesday by the director of the Department of Environment, Great Lakes and Energy (EGLE) from Michigan (EGLE), Liesl Clark, who touched on the topic while recapping past discussions about the state and federal government. monitoring and responsibility of dams.

“Those regulatory eyes are important right now, especially with some of the dams that are in play in the Midland area and the regulatory limbo that currently exists due to what’s going on there,” said Clark, whose department was criticized last year. on pre-flood disputes with Boyce, who tried to blame state regulators for the disaster.

Obtaining state access to inspection reports and other records for FERC-regulated dams, which are classified by federal law to protect critical infrastructure, is a draft recommendation of the task force. , which is expected to advance its final report this week.

The state, which is in dispute with Boyce in a case suspended by bankruptcy proceedings, said lack of access to FERC reports hampered the regulatory transfer of oversight to Edenville after the federal agency revoked the dam’s license to generate electricity in 2018.

Related stories:

FERC proposes a fine of $ 15 million to the owner of the Edenville dam

Debris removed from Sanford dam months after flooding

Aging Hazardous Dams Require Accountability in Michigan

Michigan Dam Safety Report Delivered to Governor and Legislature

Chronology: The Edenville Dam saga (before, during and after)

Dam ruptures and the impact of flooding have not eased for these families

Michigan’s aging dams are a public safety concern

Michigan steps up monitoring of dams, but much remains to be done


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How To Budget For A New Home So You Don’t End Up In A Poor Home »Useful Real Estate Wiki https://artlini.net/how-to-budget-for-a-new-home-so-you-dont-end-up-in-a-poor-home-useful-real-estate-wiki/ Wed, 07 Apr 2021 23:13:31 +0000 https://artlini.net/how-to-budget-for-a-new-home-so-you-dont-end-up-in-a-poor-home-useful-real-estate-wiki/

Saving 1% of the property’s value is a good starting point for annual maintenance expenses, says Ibijoke Akinbowale, director of the Housing Counseling Network at the National Community Reinvestment Coalition.

But, she notes, you may need to increase the value of the property by up to 2% depending on the age and condition of your home, the repairs you’ve already made, and the condition of your home. life expectancy of housing components such as the roof or the furnace.

Tips to avoid being poor at home

Even if you plan your home correctly, it is possible to become poor if a job loss or medical emergency prevents you from paying your bills.

Here are the steps you can take before and after buying a home to avoid spending too much of your income on homeownership:

Make a larger down payment. If you deposit more money, it will lower your monthly mortgage bill. While you can eliminate private mortgage insurance with a 20% down payment, make sure that the down payment you choose doesn’t leave you with no savings or unable to manage your monthly bills.

Start an emergency housing fund. Make sure you have enough room in your housing budget to continue building your emergency fund. Setting aside money each month specifically for housing expenses can provide you with a cushion for the unexpected.


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Give it your all: for your state – Michael Moreno https://artlini.net/give-it-your-all-for-your-state-michael-moreno/ Wed, 07 Apr 2021 23:13:31 +0000 https://artlini.net/give-it-your-all-for-your-state-michael-moreno/

This is the first in a series of reports showing the impact of your philanthropic giving on EKU student-athletes! The University of Eastern Kentucky’s Giving Day 2021 will take place on Wednesday, April 14. This 24 hour online challenge is designed to increase donation participation from the entire EKU community. Also known as #GiveBigE, the goal of the event is to receive support from 1,000 donors within 24 hours. Please consider a gift to the Colonel Club or the sport program of your choice on EKU Giving Day.

Family and basketball were the two most important things Michael moreno life as far back as he can remember.

When it was time for the highly sought-after rookie to make his college decision, the Georgetown 6-foot-7 forward opted to stay close to home. Three-time all-state draft pick in Kentucky M. Basketball’s first team and finalist in 2019, Moreno recently completed his second season for the University of Eastern Kentucky men’s basketball team.

His prep career at Scott County High School was a record, as he broke the school’s rebound record in 40 years and finished with 1317 boards. He has also scored 2,383 career points, assisted his team in the KHSAA State Title game in consecutive seasons and had a perfect 4.0 grade point average.

Moreno’s appreciation for the fervor with which basketball – the game he started playing at age four – is viewed in the Bluegrass State has only grown since he wears brown and white.

“By playing Kentucky in high school, you kind of live and breathe,” Moreno said. “It’s not something that’s a side hobby, it’s a part of who everyone is. It’s really important. To pass that tradition on to the university and to be surrounded by people who understand the importance of what it means to play basketball in the state of Kentucky, it’s just not an opportunity that a lot of people have. “

* * * * * *

Having the opportunity to be mentored by someone who shares the same set of life experiences is incredibly rare.

But that was the exact circumstance in which Moreno came to Richmond. EKU Head Coach AW Hamilton is also a native of Georgetown and was a featured player on the Scott County State Championship First Team in 1998. Hamilton is also a member of the school’s Track and Field Hall of Fame.

“He was kind of the standard who came before me,” said Moreno. “So it was very important for me to live up to these standards as a child and meet the expectations of others around me. It’s hard to find someone to play for who fully understands where you are from and doesn’t there really is no better example than someone who grew up 10 minutes away from you. This is something that I have found really fascinating and which has only strengthened our relationship as a player. – coach today. “

In Hamilton’s system, Moreno has found an environment that challenges him to grow and improve on a daily basis. Attention to detail in all aspects of the game made him a better player.

“It gave me a whole new vision of myself as a player,” said Moreno. “The style the coach wants us to play requires top notch conditioning. You have to play hard, you have to be able to play well on defense and that has to be consistent. He really likes doing it without position. He likes it. where we have three to four guards that can bring it down and lead the attack. The positions you’re going to play are interchangeable. As far as defense goes, it’s the same. “

The results are already bearing fruit. In 62 career games over the past two seasons, Moreno has started 50. In 26.2 minutes per game in his EKU career, he is averaging 9.4 points per game and 5.5 rebounds per game . In the summer of 2020, Moreno was named Male Newcomer of the Year at the Colonels Choice Awards.

“To play in your system you need rigorous conditioning,” said Moreno. “It’s not the fun part of playing basketball, but that’s what you signed up for. There were times this year that we played and there were five or six minutes left in the game and there were times. ‘other team was absolutely out of breath and we’re just hitting. our stride. It paid off. I hated it at the time, but it was absolutely delayed in gratitude. “

Moreno’s growth while in eastern Kentucky, coupled with the knowledge he gained in Hamilton, enabled him to potentially pursue his basketball career once his playing days for the. Colonels finished.

“I feel like this is preparing me for another opportunity to play professional basketball,” he said. “I will be able to fit into any system.”

* * * * * *

Regardless of his basketball success, family is the central aspect of Moreno’s life.

His parents, Sarah and Enelio, laid the foundation for what has become of him. He takes seriously the responsibility of being a role model for his younger brother, Malachi.

“The proximity to my home was something that became very important to me later in my recruiting,” said Moreno. “I thought what I wanted was to go and have this experience in college, but I decided it was more important to see my brother grow up and be here with my mom and dad.”

Attending school in eastern Kentucky means Moreno is only a short drive to I-75 from the house he grew up in. It also means that his family can easily attend his games at the McBrayer Arena.

“EKU kind of gave me this feeling of family away from home,” he said. “I’m just far enough away – about 45 minutes – where I can be far away but I can still go home and make it a day trip if I want to.”

Moreno also wants to set an example for his brother as a person.

“Seeing my little brother grow up kind of changed me a little bit just because I try to put everything I have in him,” he said. “As a man, as a student, as a person and even as an athlete, I wish he could say, ‘I did it better than my brother. I learned from his mistakes and I was able to avoid them on the way. ‘ I hope he gets this opportunity one day. “

Moreno, who credits his mother for establishing much of what he values ​​today, knows there will always be ups and downs. But he finds it reassuring to know that his family will always be a constant for him.

“Whatever happens, you will always have your family in your corner,” he says. “They will be there to make sense of you and they will be there to love you at the same time. Whether adversity hits you or you are successful, they will always be there.”

* * * * * *

It’s no surprise that Moreno is considering a future career, which she revolves around basketball and giving back. He wants to train and mentor the next generation of student-athletes.

“It has been a dream of mine to coach for a long time,” he said. “With the way my life has been in basketball from childhood until now, I have had the chance to travel the world and the country, and have been able to network and build many relationships. I love basketball, it’s kind of what I do. The knowledge that I have, I don’t want it to be wasted. And it keeps me in the game for as long as I can. “

* * * * * *

The University of Eastern Kentucky’s Giving Day 2021 will take place on Wednesday, April 14. The 24 hour online challenge is designed to increase donation participation from the entire EKU community.

Supporting eastern Kentucky athletics means giving student-athletes the opportunity to compete in the sport they love and earn their bachelor’s degree – something they might not have had the opportunity to. doing otherwise. It means helping them achieve their dreams in life.

“It’s a great opportunity to be able to play at Eastern and go to school at Eastern,” said Moreno. “The resources that I have been able to use while I am here have been incredible. I grew up in a situation where I never really had to desire anything; I had what I needed. But when it comes to college, my family was unable to support me for college. It gave me a chance to leave college without having to worry about being buried up to my neck in student loans and student debt. Preparing people for life after college is really important. “

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‘Absolutely essential’ – Villa’s long-term thinking finally puts us on the right track – Vital Aston Villa https://artlini.net/absolutely-essential-villas-long-term-thinking-finally-puts-us-on-the-right-track-vital-aston-villa/ Wed, 07 Apr 2021 23:13:31 +0000 https://artlini.net/absolutely-essential-villas-long-term-thinking-finally-puts-us-on-the-right-track-vital-aston-villa/

After arriving as new owners, Nassef Sawiris and Wes Edens not only helped keep the lights on at Aston Villa as we unexpectedly won a promotion to the Premier League, but we also saw very rapid movement in regarding reconstruction, then further. improve the configuration of our Academy.

The likes of Mark Harrison and others, and upon the arrival of Johan lange it appeared that our Academy would be more aligned with recruiting going forward and that we finally had a suitable plan in place to “grow our own” stars of the future.

With a lot of youth looking for real experience at different levels in recent windows, we have further strengthened the development curve with the recent appointments of Adam Henshall and Mile Jedinak as Head of Emerging Talents & Loans and Loan Player Development Coach.

Aside from building for now, we clearly have an eye on a few years and having often commented on where Villa has sat in regards to financial fair play in recent years, our recent behind-the-scenes changes have passed. well with Kieran Maguire.

Writing in his column for Football insider, Maguire explained how he believes we could potentially save “huge sums” in the near future as a result of our investments in screening and the Academy.

“For an ambitious club like Villa, this is absolutely essential. Because every time you have a player moving up the ranks, it saves you money. You save entirely the costs if it is a person recruited at the youth level. You want to make sure that you are buying players in the right stadium. “

Add.

“Villa and, say, Everton have owners who are very similar in nature. They need someone who is good at recruiting because, yes, they will want to recruit good footballers but they are not in a position to spend £ 500million on players between £ 50million and £ 60million in only one season. As a result, every player who steps through the ranks potentially saves you huge amounts of money. “

This has of course been known to fans for a long time, and our Academy has long produced talents that successive managers failed to make the most of, and then the club failed to get the best price for them when we have transferred them, so even if they won’t. be overnight and we won’t achieve a 100% success rate, with a proper plan in place we should see the youngsters continue to be loaned out for a real experience and then better presented to the first team to see what that they can actually offer us.

Did Villa finally get the right academy plan?

Yes

We can still improve

We can still improve

Previous article:

“Nowhere near the same side” – Whatever the reason for our hollow, it’s another great summer for Villa’s ambitions


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Paycheck Protection Program Extension Will Help KC Small Businesses https://artlini.net/paycheck-protection-program-extension-will-help-kc-small-businesses/ Wed, 07 Apr 2021 23:13:31 +0000 https://artlini.net/paycheck-protection-program-extension-will-help-kc-small-businesses/

Congress and President Biden have extended the deadline for the Paycheck Protection Program, adding two more months for companies to apply. Loans can be canceled. For months, local businesses have struggled to get back on their feet. The expansion of PPP helps smaller businesses still in need. “The strength of our community depends on these small businesses and that’s what we try to support,” said Bill Esry, president of Blue Ridge Bank and Trust. of businesses get millions of loans, most of those loans have been canceled. They are aimed at companies like I360 Insurance. “Manage payroll, rent and everything and improve some things that we needed to do here as well,” said Eric Knipp, owner of I360 Insurance. “The production was hit really hard, you know,” said Nico Wiggins, owner of Nico Giles Media, is an Emmy-winning film producer based in Kansas City. The pandemic has stopped everything. The PPP money helped it restart. “So absolutely it’s right on time to get the job done,” Wiggins said. “Give these businesses a little more of a financial lifeline to hopefully succeed. The end of this pandemic,” said Ruben Alonso, president of AltCap.AltCap helps women and minority-owned businesses to get capital. They say the need is there. “The economic impact of COVID-19 is going to be felt for a long time,” said Kevin Walker of the Overland Park Chamber of Commerce. companies often do it all. They help clients and save taxes, so an extension of time can be huge. “Any time we can give them to put their claims together and submit them will be essential for them,” said Walker, workers now have until May 31 to apply For the loan to be canceled, 60% of the money must be spent on payroll.

Congress and President Biden have extended the deadline for the Paycheck Protection Program, adding two more months for companies to apply. Loans can be canceled.

For months, local businesses struggled to get back on their feet. The expansion of PPP helps smaller businesses still in need.

“The strength of our community depends on these small businesses and that’s what we try to support,” said Bill Esry, president of Blue Ridge Bank and Trust.

Blue Ridge Bank and Trust has helped hundreds of businesses secure millions of loans, most of which have been canceled. They are aimed at companies like I360 Insurance.

“Do the payroll, rent and everything and improve some things that we had to do here too,” said Eric Knipp, owner of I360 Insurance.

“The production was hit hard, you know,” said Nico Wiggins, owner of Nico Giles Media.

Wiggins is an Emmy Award-winning film producer based in Kansas City. The pandemic has stopped everything. The PPP money helped him restart.

“So absolutely, it’s right in the kind of time to get the job done,” Wiggins said.

“Give these companies a little more of a financial lifeline to sort of hopefully get through the end of this pandemic,” said Ruben Alonso, president of AltCap.

AltCap helps women and minority-owned businesses obtain capital. They say the need is there.

“The economic impact of COVID-19 will be felt for a long time to come,” said Kevin Walker, of the Overland Park Chamber of Commerce.

Small business owners often do it all. They help customers and categorize taxes, so a time extension can be huge.

“The time we can give them to put their nominations together and submit them will be essential for them,” Walker said.

Companies with 300 workers or less now have until May 31 to apply. For the loan to be canceled, 60% of the money must be spent on payroll.


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Global Digitization Of Lending Market Expected To Grow At 9.0% CAGR From 2020-2028 Due To Digitization In Banking Industry – FLA News https://artlini.net/global-digitization-of-lending-market-expected-to-grow-at-9-0-cagr-from-2020-2028-due-to-digitization-in-banking-industry-fla-news/ Wed, 07 Apr 2021 23:13:30 +0000 https://artlini.net/global-digitization-of-lending-market-expected-to-grow-at-9-0-cagr-from-2020-2028-due-to-digitization-in-banking-industry-fla-news/

Digital lending is a process of borrowing money from digital platforms without paperwork. This is a breakthrough in the lending and borrowing process without the need for paperwork. Digitization is a huge revolution in the lending process, for tech savvy clients modern lending systems are useful as they provide funds to clients anywhere and anytime. Traditional loan processes require a lot of paperwork and are time consuming and eliminate the need for physical signatures, lengthy application forms, and in-person meetings. The digitalization of loans has many advantages and, if properly implemented, it has a huge advantage over its competition. The digitalization of loans has many advantages, such as minimizing manual interventions and fully automating complex tasks and procedures during lending.

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The financial industry is undergoing huge technological upheavals and financial organizations are replacing existing business models with new ones in order to provide stiff competition to other market players. The loan digitization model has been organized in order to overcome the challenges faced by the traditional lending process and to make the lending process faster and paperless. There is huge competition in the digital lending industry as banks are also entering the market in order to stay competitive; there are also new fintech entrants disrupting the market. Many banks are unable to transform due to many issues such as compliance with regulatory framework, disruption of existing systems, among others. These banks are working with fintech companies to conquer the market. Fundbox has worked with Synchrony Financial to provide loans to small businesses. In India, ICICI Bank has partnered with Paytm to provide digital credits to customers. In order to satisfy customers, market players integrate advanced technologies to provide efficient and easy platforms to attract the interests of consumers.

The growing use of smartphones is one of the main factors driving the growth of digitization in the credit market

The increase in internet penetration, coupled with the increasing digitization of monetary institutions, will further stimulate the growth of digitization of lending in the years to come. The adoption of digitization in banks is growing at a rapid pace in order to reduce costs and streamline all operations. The financial industry is going through major changes and technological advancements such as artificial intelligence (AI) and machine learning (ML) are changing the face of competition in the financial industry. Banks are investing more in automating the lending process and AI is helping banks in various processes. AI helps manage a huge amount of data and the decision-making workflow helps automate the lending process. AI has many advantages and can perform various key functions while lending like document classification, document retrieval, document validation, and credit lending among others. These advanced technologies streamline the loan process and help serve clients by easily validating documents and disbursing the loan.

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The covid-19 pandemic has disrupted the economy as well as the lifestyle of the population, but the crisis has created many opportunities for innovation. After Covid-19 hit the world, digital payment platforms are increasingly adopted. Digital payment has seen a significant increase in almost every industry such as retail, automotive, among others. The foreclosure has affected many people and faces the financial crisis as disposable income is affected, people are aware of spending activities and avoid big spending. Lending activities will grow as monthly income is affected due to Covid-19, as consumers have to deal with daily financial activities in order to maintain the microcredit lifestyle. As the buy now and pay later solution is gaining momentum in the market, microfinance lending companies offer practical solutions to clients. Microfinance lenders are offering affordable repayment solutions to clients, which will mitigate the impact of the crisis on clients.

The digitalization of loans has huge benefits such as lower costs, better decision and better customer experience. The adoption of advanced technologies by banks such as AI, ML, electronic signature, electronic money orders and blockchain will drive the growth of digital lending, which will help banks revolutionize the traditional lending process. The demand for personal loans is huge among salaried professionals and students, finetch companies offer them personal loans in just a few hours. Banks are disrupting the digital lending market to maintain their market dominance, with many new entrants to fintech lending with discounts and other features. There are more and more government initiatives for the adoption of digitization, which will increase the demand digitization loan market over the forecast years. Digital lending is a game changer for small and medium businesses, the number of MSMEs is growing at a very high rate, but these businesses have faced many complications during the borrowing process, digital lending companies have taken advantage of the situation and are lending huge loans to these MSMEs. digitization in the credit market include Rise Credit, FirstCash, Inc., Speedy Cash, LendUp, Elevate, NetCredit, Avant, Inc., Opportunity Financial, LLC., Prosper Marketplace, Inc., The Business Backer LLC., Headway Capital Partners LLP., Blue Vine, Lendio, RapidAdvance, AmigoLoans Ltd, Lendico, Trigg, Lending Stream, 118118 Money, Simplic, Wonga Group, OnDeck, Kabbage, Inc., Fundation Group LLC and other market players.

The detailed research study provides qualitative and quantitative analysis of the digitization of the loan market. The digitization of the loan market has been analyzed from the demand and supply side. The demand side analysis covers the market revenue in the regions and further across all major countries. The supply side analysis covers the major market players along with their regional and global presence and strategies. The geographic analysis carried out focuses on each of the major countries in North America, Europe, Asia-Pacific, the Middle East and Africa and Latin America.

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Global digitization in the loan market

  • By type of loan
  • Personal loans
  • Auto loans, business loans
  • By deployment
  • On the computer
  • On a smart phone
  • By region:
  • North America
    • S.
    • Canada
    • Mexico
    • Rest of North America
  • Europe
    • France
    • Great Britain
    • Spain
    • Germany
    • Italy
    • Nordic countries
      • Denmark
      • Finland
      • Iceland
      • Sweden
      • Norway
    • Benelux Union
      • Belgium
      • The Netherlands
      • Luxembourg
    • The rest of europe
  • Asia Pacific
    • China
    • Japan
    • India
    • New Zealand
    • Australia
    • South Korea
    • South East Asia
      • Indonesia
      • Thailand
      • Malaysia
      • Singapore
      • Rest of Southeast Asia
    • Rest of Asia-Pacific
  • Middle East and Africa
    • Saudi Arabia
    • United Arab Emirates
    • Egypt
    • Kuwait
    • South Africa
    • Rest of the Middle East and Africa
  • Latin America
    • Brazil
    • Argentina
    • Rest of Latin America

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The astonishing growth of the lawsuit financing market was estimated at US $ 712.30 million in 2018 and is expected to reach US $ 4120.70 million by 2027, with a CAGR of 21.5% during the forecast period due to growing awareness of lawsuit funding among individuals and businesses, says Absolute Markets Insights – KSU https://artlini.net/the-astonishing-growth-of-the-lawsuit-financing-market-was-estimated-at-us-712-30-million-in-2018-and-is-expected-to-reach-us-4120-70-million-by-2027-with-a-cagr-of-21-5-during-the-forecast-perio/ Wed, 07 Apr 2021 23:13:30 +0000

Civil lawsuits can be long and onerous for both the plaintiff and the defendant. A large number of resources must be allocated to a lawsuit before it is fully resolved. The financial burden on stakeholders can even lead them to bankruptcy. It is estimated that over forty million civil lawsuits are filed in the United States each year. Business-to-business and individual lawsuits are also on the rise. Frivolous lawsuits can be damaging to a business, especially when it is in its infancy. The fees charged by the lawyer can drain an individual’s pocket if they are not financially stable. Although personal loans can be taken out through a mortgage, it is very risky for the plaintiff to avail themselves of them, due to the volatile nature of the lawsuits. In jury trials, which are popular in the United States under the Seventh Amendment, the outcome is highly likely to be against your favor. In circumstances like these, third party prosecution funding agencies assess the merits of the case and provide financial assistance during the trial. Lawsuit financing is increasingly popular in countries like US and UK which is leading to the growth of the global lawsuit financing market.

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Commercial lawsuit funding is used by companies to fund various business-to-business lawsuits. Arizona-based Pravati Capital is focused on providing legal capital to large corporations. Their clients consist of several Fortune 500 companies. The company is funding a US $ 20 million business lawsuit. Capital can be obtained on a case-by-case basis or on a portfolio basis. Litigation funding is legal in countries like the US, UK and South Africa. In the UK, the Association of Litigation Funders (ALF) is responsible for ensuring that litigation funding respects the rule of law prescribed in UK regulations which promote litigation funding coupled with the growing acceptance of funding litigation due to its reduced risk to the plaintiff, which is further expected to drive the growth of the global lawsuit financing market.

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Main conclusions of the report:

In terms of revenue, the global lawsuit financing market is expected to reach US $ 4,120.70 million by 2027 due to the growing awareness among plaintiffs about the availability of litigation financing solutions.

Based on the type of litigation financing, commercial litigation accounted for the highest share prosecution financing market in 2018, due to the higher denominations associated with inter-company settlements.

With regard to geography, the Asia-Pacific region is expected to show the maximum growth during the forecast period, owing to favorable government regulations that support the funding of lawsuits.

Some of the players operating in the lawsuit financing market are Bentham Capital LLC, Argenta Legal Funding, Fair Rate Funding, High Rise Financial, Oasis Legal Finance Group, LLC, Fast Funds, Vannin Capital PCC, Law Finance Group LLC, Law Finance Group LLC, LawCash, Lawsuit Financial LLC, Legalist, Inc., Global Funding Solutions LLC, Harbor Litigation Funding Limited, Pravati Capital LLC, and Burford Capital Ltd., among others.

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Global Lawsuit Financing Market:

By type of litigation financing

Financing of consumer disputes

Financing of commercial disputes

By end user

People

Companies

Small and medium enterprises

Large companies

Lawyers

By type of case

Funding of collective actions

Financing of labor lawsuits

Funding of medical malpractice lawsuits

Funding of bodily injury lawsuits

Funding for workers’ compensation claims

Other

By geography

North America

United States

Canada

Mexico

Europe

France

Great Britain

Spain

Germany

Italy

Nordic countries

Denmark

Finland

Iceland

Sweden

Norway

Benelux Union

Belgium

The Netherlands

Luxembourg

The rest of europe

Asia Pacific

China

Japan

India

New Zealand

Australia

South Korea

South East Asia

Indonesia

Thailand

Malaysia

Singapore

Rest of Southeast Asia

Rest of Asia-Pacific

Latin America

Brazil

Argentina

Rest of Latin America

Middle East and Africa

Saudi Arabia

United Arab Emirates

Egypt

Kuwait

South Africa

Rest of the Middle East and Africa

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